Getting Started with PayBeat

PayBeat tracks your accounts, bills, and spending, then projects your balance forward so you always know whether you'll make it to payday.

1. Add your accounts

Go to Accounts and add each account you want to track (checking, savings, credit card). PayBeat does not connect to your bank — you enter balances directly or import a statement, so nothing ever asks for your bank login.

2. Log your bills and income

Add recurring transactions for anything that repeats: rent, subscriptions, paychecks. PayBeat uses these to build the cash flow projection.

3. Check the calendar

The cash flow calendar shows a projected balance for every day, not just today, so a tight week shows up before it happens.

4. Reconcile against your statement

When your bank statement arrives, use Reconciliation to check off cleared transactions. This is what turns a projected number into a verified one.